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Video instructions and help with filling out and completing elevation certificate ny
Hey guys in today's coverage with Crowley we're going to talk about an elevation certificate what is an elevation certificate do I need an elevation certificate how do I get an elevation certificate when it comes to your property and getting flood insurance now an elevation certificate is a document that is prepared by a licensed surveyor giving information to the insurance companies about your specific property to help calculate what the insurance should be some of the information that an elevation certificate provides is the base flood elevation what flood insurance map and where you are in that map a bunch of information regarding your Pacific building type in the the type of house you have how many stories if it's a basement if it's a crawlspace all of that kind of stuff and a bunch of other information that is used to help calculate how high at risk you are in the event of a flood hey guys I'm Mike Crowley owner the crowley insurance agents elevation certificates are usually required when your property is in a high-risk flood zone area it is not necessary in all circumstances but it when you're in that high-risk area you should get the elevation certificate done because it could make significant differences on your insurance premiums the elevation certificate isn't necessarily gonna tell you that you shouldn't be in a high-risk flood zone but what it is going to do it's going to show the base elevation if it's substantially higher than what the the maps are showing based on where the road is where the property is all that kind of stuff it could help reclassify where you're supposed to be when it comes to your flood insurance rating now in elevation certificate usually cost anywhere between five hundred or thousand dollars to get done and a lot of times is needed prior to either closing on that property getting the insurance flood insurance policy for your you here new property or for your property in general it's important to know and make sure you have enough time to get an elevation certificate done get anything done the right way to make sure that everything is calculated the way it should be if you need any help regarding flood insurance if you want to make sure that one you you you have the best rating possible your your where you should be and all that kind of stuff click the link in the description below our team will gladly review what you currently have or what you need and put something in place to to to show you what your options are hopefully you found this video to be helpful and if so hit the thumbs up like button below we appreciate you watching and we'll see you again soon Music Applause.