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Property in flood zone but house not Form: What You Should Know

May 1, 2024 — The National Flood Insurance Program (FIP) designates a geographic area as flood prone and requires all homes built there to have a  Home Flood Insurance Policy April 15, 2024 — Any insured person residing in the area must provide flood insurance. If the owner lives in a flood prone area, they're  Required to Have a Flood Insurance Policy Sep 27, 2024 — If the flood insurer approves the flood zone change, the floodplain administrator will release the map to the owner, allowing them to  change to a zone that doesn't require a flood insurance premium or an assessment fee. However, some  flood plain districts require that property owners have coverage before the zone change can occur.

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